Electric cars come in all shapes, colours, sizes and specifications, however, one thing every electric vehicle owner has in common is the need for insurance.
The following article provided by Staveley Head van insurance takes a general look at the issue of insurance and offers advice on some ways to get your premium down.
‘Some Ways of Paying Less for Your Insurance’
We all like to save a bit of extra money if we can, don’t we? Money-off coupons, loyalty cards and price comparison sites are used by many of us every day. But are there any clever ways of saving money on your insurance policies??? Well, actually there are. By applying a little careful thought, you can end up paying a fair bit less on your cover every year.
The two most common types of insurance are for properties and vehicles... so here are a few thrifty tips for each!
Car and UK Van Insurance
Shop Online
If you weren’t already aware, it is normally cheaper to buy your products online. And insurance is by no means an exception! Not only is most vehicle insurance much cheaper if you purchase it on the Net, but it’s also really easy to organise. You can even read through the finer details of each policy before making any decisions.
Fit an Immobiliser or Alarm
Fitting an alarm or immobiliser to your vehicle will obviously make it more secure. But there is another good reason for doing this... If you inform your insurance company then they may well reward you by reducing the cost of your cover. After all, they don’t want your car or van to be stolen either!
Add Other Vehicles
As a rule of thumb, the more vehicles you insure with the same company, the better deal you will get. So, if your partner or children have their own cars, it may be well worth getting them covered by the same insurer.
Advanced Driving Skills
Many insurance companies will give a better deal to drivers who have improved on their skills behind the wheel. There are several advanced driving courses to consider and completing one of them could make a big difference to the cost of your annual cover!
Home Insurance
Improve Your Security
By fitting a security system to your home, you can make a substantial difference to your annual premium; and it won’t cost you an arm and a leg to do it either! There are some superb alarm systems on the market for a very reasonable price. Even many of the ‘cheap and cheerful’ set-ups will include a couple of motion sensors, so there really is no excuse for not getting your home ‘belled up’!
More Exterior Lighting
Most thieves will prefer to carry out their deeds under the cover of darkness, so why not spoil things for them? It’s amazing just how much more secure you will feel in your home at night with some extra lights outside. But not only will it assure you that no-one is prowling around your garden, but it should also help to reduce the cost of your insurance cover.
Take Out Multiple Policies
Many insurance companies will reward their customers if they take out any additional policies with them. This is another great way to save money and it will also reduce the amount of insurance documents you have to file away! If the supplier of your home cover also offers insurance for vehicles, pets or health, then you could get end up paying out far less.